What is digital Locker..

Digital Locker The new initiative that the Prime Minister Narendra Modi will launch on July 1 - And how can you use it to secure documents securely.

DIGILocker’ is the name given to a new digital locker service being initiated by the Narendra Modi government under its Digital India programme. The storage space (maximum 10 MB at the time of launching & now upgraded to 1GB) The service, operated by the Department of Electronics & Information Technology (DeitY) of the Ministry of Communications & IT, has been running in beta for a couple of months, and will be launched formally by the Prime Minister on July 1. It will allow users to store all kinds of “government issued” documents, ranging from PAN cards to maybe utility bills and property documents, online. There is also an associated facility for e-signing documents. The service is intended to minimize the use of physical documents and to provide authenticity of the e-documents. It will also provide secure access to government issued documents. It is also intended to reduce administrative expenses of government departments and agencies and to make it easy for the residents to receive services. To signup the user must possess an Aadhar Card and a mobile number linked to it(Now linking to Aadhar number is not mandatory - You just need a mobile number to create an account in Digilocker).

The service will let you upload scans or PDFs of a range of documents from utility bills to education certificates and other documents issued by the government. There is also space to save URIs (Uniform Resource Identifiers) of other documents. In all probability, once the service is launched, you will see a ‘Save URI to DIGILocker’ option appear after utility payments and receipt of documents. For now, you can start by downloading your Aadhaar and saving it in the locker.

E-HOSPITAL Health Services

As part of the “Digital India” program of Government of India, Hon’ble Prime Minister had launched eHospital platform on 1st July 2015 during the launch of Digital India Week. The common patient portal (ors.gov.in) of eHospital Platform is developed by National Informatics Centre (NIC) which facilitates hospitals to provide various online services to the patients such as online OPD appointment, viewing of lab reports, status of availability of blood in bloodbanks etc. by registered mobile Number or Unique Hospital Identification Number (UHID). Identity of the patients are confirmed digitally using Aadhaar authentication service provided by UIDAI to ensure that only genuine patients are given online OPD appointments.  

Online Registration System (ORS) is a framework to link various hospitals across the country for Aadhaar based online registration and appointment system, where counter based OPD registration and appointment system through Hospital Management Information System (HMIS) has been digitalized. The application has been hosted on the cloud services of NIC. Portal facilitates online appointments with various departments of different Hospitals using eKYC data of Aadhaar number, if patient's mobile number is registered with UIDAI. And in case mobile number is not registered with UIDAI it uses patient's name. New Patient will get appointment as well as Unique Health Identification (UHID) number. If Aadhaar number is already linked with UHID number, then appointment number will be given and UHID will remain same.

For your first visit to hospital, registration and appointment with doctor is made simpler. All you have to do is verify yourself using Aadhaar Number, Select Hospital and Department, Select date of Appointment and receive SMS for Appointment.

More details

Opening of ICICI Pru Life Insurance Company Ltd IPO - September 19, 2016

ICICI Prudential Life Insurance Company Limited is the largest private sector life insurer in India by total premium in fiscal 2016 and assets under management at March 31, 2016. It's a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited, a part of the Prudential Group, an international financial services group with GBP 509 billion of assets under management at December 31, 2015. Company offer its customers a range of life insurance, health insurance and pension products and services. Every fiscal year since fiscal 2002, Company have consistently generated the most new business premiums on a retail weighted received premium basis among all private sector life insurers in India.

Issue Details:

Issue Period: Monday, September 19, 2016 - Wednesday, September 21, 2016

Price band: Rs. 300 - Rs. 334Bid lot: 44 Equity Shares and in multiples

Mode of payment: ASBA Mandatory ( No Cheque will be accepted)

Listing: BSE and NSE

Eligibility: Resident Indian and Non Resident Indian (NRI)

Start September 19, 2016 End date September 21, 2016

What is Sugamya Pustakalaya..

Union Government on 24 August 2016 launched Accessible E-Library 'Sugamya .The e-library was jointly launched by Union Ministers Ravi Shankar Prasad, Prakash Javadekar and Thawar Chand Gehlot.

This  is an online library for Divyang and houses publications across diverse subjects and languages and multiple accessible formats. The online library has been created in collaboration with National Institute of Visually Handicapped (NIVH), member organisations of Daisy Forum of India and Bookshare and is powered by TCS Access. It houses more than 2 lakh books in diverse subjects and languages and multiple accessible It will also integrate libraries across India and the Globe, including the largest international library Bookshare. National Institute of Visually Handicapped (NIVH): It is a premier Institute in the field of visual disability working under the administrative control of the Union Ministry of Social Justice and Empowerment. It objective is to promote rights and dignity of persons with visual impairments.

National Institute of Visually Handicapped (NIVH): It is a premier Institute in the field of visual disability working under the administrative control of the Union Ministry of Social Justice and Empowerment. It objective is to promote rights and dignity of persons with visual impairments

What is PMUY (Pradhan Mantri Ujjwala Yojana)

Pradhan Mantri Ujjwala Yojana Launched  on 1 May 2016 to provide free LPG connections to women from below poverty line families.

This is not launched in all state currently.

State Wise Details of Ujjwala Yojana

Name of the State	Launched On
Uttar Pradesh	1 May 2016
Rajasthan	15 May 2016
Gujarat	15 May 2016
Uttarakhand	9 June 2016
Odisha	20 June 2016
Bihar	28 June 2016
Madhya Pradesh(MP)	4 July 2016

Feature:

1.      Crore LPG connections will be delivered to BPL families with a support of Rs. 1600

2.     Connections will be issued on the name of women beneficiaries

3.     For the stove and refill cost, EMI facility will also be provided

Document required for this scheme.

Before applying, make sure you have following documents –

·         BPL Certificate

·         BPL Ration Card

·         Photo ID Proof

·         Passport Size Photograph (Recent)

Eligibility Conditions –

·         Applicant should be Indian Citizen with age more than 18 years

·         Only women applicant is eligible to apply

·         The applicant should not already hold any LPG connection

If you fulfill all eligibility conditions, here are the steps to apply –

·         First of All Visit the nearest LPG distributor

·         Fill application form and submit it the application form at the office of LPG Distributor

·         After your application is successfully processed, you will receive all the benefits of the scheme

What is a 'Debenture'

What is a 'Debenture'

A debenture is debt instrument which is used by  companies to borrow money, at a fixed rate of interest. This is not secured by physical assets or collateral. In legal term this is  a document that either creates a debt or acknowledges it.

Debentures are generally freely transferable by the debenture holder. Debenture holders have no rights to vote in the company's general meetings of shareholders, but they may have separate meetings or votes .

Basically this is two type:

1.      Convertible Debentures

2.       Non-Convertible Debentures

a.      Secured

b.      Unsecured

 Convertible debentures are bonds that can convert into equity shares of the issuing corporation after a specific period of time.

Non-convertible debentures are regular debentures that cannot be converted into equity of the issuing corporation. To compensate, investors are rewarded with a higher interest rate when compared to convertible debentures.

 Convertible debentures are the most attractive to investors because of the ability to convert to share .

For Example : Company ABC wants to raise the fund(money)form public then it issues a dept paper for a specified  time where it pays a interest rate on the investment. This dept paper is known as debenture.Compnay  ABC can issue a two type of debenture Convertible/ Non-Convertible Debentures.